Health Alliance Plan (HAP) Quote

Health insurance is a type of insurance coverage that pays for medical and surgical expenses that are incurred by the insured.  Policies differ in what they cover, the size of the deductible and/or co-payment, limits of coverage and the options for treatment available to the policyholder.It can either reimburse the insured for expenses incurred from illness or injury or pay the care provider directly. Health insurance is often included in employer benefit packages as a means of enticing quality employees.

The cost of health insurance premiums is deductible to the payer, and benefits received are tax-free. Health insurance has many cousins, such as disability insurance, critical (catastrophic) illness insurance and long-term care (LTC) insurance.

Click below to receive an instant quote from Health Alliance Plan (HAP).