It doesn’t cost any more to have a personal, independent health insurance agent…it pays!
Health Care Reform Facts
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- As of January 1st, 2014 everyone should have health insurance.
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- If you don’t have insurance through your employer, parent, or through the government, you can obtain it through the Marketplace.
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- The next open enrollment period is from November 1st, 2017 to December 15th, 2017.
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- You will be able to compare coverage in a standardized format.
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- There is a minimum amount of coverage that each plan can offer in the Marketplace.
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- Carriers will offer four levels of coverage: Bronze, Silver, Gold, and Platinum. Each one with increasing cost and benefits.
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- If you don’t have health insurance you pay a fine, see chart below
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- You must purchase through the exchange to receive tax credits and subsidies.
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You may still use an agent to purchase inside or outside the Exchange/Marketplace.
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