Supplements - Grant Smith Health Insurance Agency

Combining these policies with your personal health insurance can put you in a superior financial position in a health crisis.

Personal Accident Insurance
Personal Accident Insurance covers your expenses from an accident with a lump sum payment, a daily or monthly amount or a payment for loss of life from an accident. Several types of policies supplement an insurance program. Often, accidental death and dismemberment is an inexpensive form of personal accident insurance.
Critical Illness Insurance
Critical illness insurance or critical illness cover is an insurance product, where the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the critical illnesses listed in the insurance policy.

Hospital Indemnity Insurance
Hospital Recovery Insurance is designed to pay you, or someone you designate, a cash benefit upon discharge from a hospital stay and assist you in the recovery phase following a hospital stay.
Travel Insurance
Go the extra step to protect yourself when traveling abroad with Travel Insurance. People often don’t realize that their medical insurance plans have little to no coverage for incidents outside the country. If you or someone you love is traveling abroad, please strongly consider protecting yourself with Travel Insurance.