It doesn’t cost any more to have a personal, independent health insurance agent…it pays!
Questions about Hospital Indemnity Insurance?
Hospital Indemnity Insurance is designed to pay you, or someone you designate, a cash benefit upon discharge from a hospital stay and assist you in the recovery phase following a hospital stay. The Hospital Recovery benefits are paid directly to you following an inpatient hospital stay discharge. Whether you or a covered family member needs rehabilitative services or assistance around the house, this plan provides benefits to help pay for the services and resources you want.
Here are some examples:
- Home care assistance
- Rehabilitative services
- Medical deductibles, co-pays or co-insurance
- Child care
- Housekeeping help
- Lost wages while away from work
- Transportation to/from appointments
- Yard work
Why do I need Hospital Indemnity Insurance?
The average length of a hospital stay has declined over the past 10 years. A shorter hospital stay may mean additional out-of pocket expenses before a patient reaches full recovery. • In 2010, the average length of a hospital stay in Michigan was 4.7 days • In 2011, the average cost of a hospital stay in the U.S. was $9,7002 • Your risk of being hospitalized almost doubles when you reach age 65 • 72% of covered workers now face a health insurance deductible, with average deductibles doubling from 2007-2013.
Hospital Indemnity Individual Brochure
Hospital Indemnity Plan-at-a-Glance
Hospital Indemnity Monthly Rate Sheet
Saturday: By Appointment
Fort Gratiot, MI
Insurance Agency, LLC
2916 Pine Grove Avenue
Port Huron, MI 48060
Phone: (810) 984-1373
Fax: (810) 984-1384
The Grant Smith Health Insurance Agency is not affiliated with the U.S. Government or Federal Medicare Program.
Third Party Organization Disclaimer
“We do not offer every plan available in your area. Currently we represent three organizations which offer 25 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.”